Personal Mortgages
First Time Buyer? Moving House? Self Build? Switching Mortgage? Investor?
Personal Mortgages with FSB Consulting – Your Key to Homeownership in Dublin
Whether you're stepping onto the property ladder for the first time, looking to move house, planning a self-build, considering switching your mortgage, or investing in property, FSB Consulting is here to light your way. Our team of experienced mortgage advisors offers personalised, free mortgage advice to simplify your journey to homeownership.
FSB Accountants is mortgage advisor and broker, authorised by the Central Bank of Ireland.
Find our free Mortgage Calculator in our Resources
Our Mortgage Services Include:
- First Time Buyer Mortgages: Navigate the complex world of purchasing your first home with confidence. We're here to guide you through every step, ensuring you understand all your options.
- Moving House: If it's time for a new beginning in a new home, let us help you find the right mortgage to make the transition as smooth as possible.
- Self Build Mortgages: Dreaming of building your own home? We specialise in self-build mortgages, offering expert advice to bring your dream to life.
- Switching Mortgages: Considering better terms or lower interest rates? We can assess your current situation and find a more suitable mortgage product for you.
- Property Investment: If you're looking to invest in the property market, our advisors can help you secure the best mortgage product to maximise your investment.
Why Choose FSB Consulting for Your Mortgage Needs?
- Quick Mortgage Approvals: We understand the importance of timing in the property market. Our advisors work diligently to ensure your mortgage application is processed swiftly.
- Most Suitable Mortgage Product: With access to a wide range of mortgage products, we compare interest rates and terms across lenders to find the most favourable deal for you.
- Smooth Process: From initial approval to mortgage drawdown, we ensure a seamless process, guiding you through every step and simplifying the complexities of mortgage acquisition.
FSB Consulting is not just a mortgage advisor; we are your partner in making homeownership a reality. Authorised by the Central Bank of Ireland, we uphold the highest standards of advice and service.
Ready to Take the Next Step?
Book a free consultation with us today and discover how we can assist you in securing your future home. Plus, take advantage of our free mortgage calculator available in our resources to get an initial estimate of your mortgage repayments.
Let FSB Consulting be your guide to the perfect mortgage solution tailored to your individual needs.
Mortgage Documentation Checklist
- Completed Application Form.
- Payslips for the last 3 months (PAYE workers).
- Signed and Stamped Salary Certificate (PAYE workers).
- Last years’ Employee Detail Summary from Revenue.ie - formally known as P60 (PAYE workers).
- last two years’ certified/audited accounts (Self-Employed).
- Last 6 months business bank account statements (Self-Employed).
- Other documents may be required if your business is not established for a full 2 years of if you are a sole trader or self-assessed (Self-Employed).
- Last 6 months personal current account statements.
- Last 12 months savings account statements showing build-up of funds.
- Statements showing your last 12 repayments for any existing mortgage/ loans.
- ICB Report (free on icb.ie).
- Identification documents and confirmation of address. This is usually a current valid Passport or Driving Licence and recent utility bill (within 3 months).
- Gift Letter where applicable (to show that a gift does not need to be repaid).
- Source of funds, this could include Government’s Help to Buy Scheme for First Time Buyers, evidence of inheritance or other source of funds that will contribute to the mortgage deposit.
- Confirmation of any rental income.
- Confirmation of Tax Affairs (For Self-Employed or if you have any non-PAYE income).
- If you are having your home built or making structural improvements: Your fixed price contract or detailed building costings.
